Money Stories

In this episode of Money Stories, we are joined by Janine Harris, founder of In Financial Services, mortgage broker with over 25 years of experience, and property investor who has owned more than 30 investment properties throughout her life.
Janine opens up about growing up in a family of savers, knowing she wanted more than just a secure nest egg—she wanted a life she could enjoy while building wealth. Starting at 19 with her first property, Janine figured out property investing the hard way, back when it wasn’t a topic people talked about. That determination led her to a career in mortgage brokering and a lifetime of financial success.
Throughout the episode, Janine shares practical insights on starting your property investment journey, what she wishes she’d done differently, and her biggest lessons learned. Plus, we tackle some of the biggest myths about finance and property that might be holding you back.
If you’ve ever wondered whether property investing is within your reach, this episode will prove that it’s not only possible—it’s easier than you think when you have the right mindset.

In our first episode of Money Stories, we’re joined by Pat Mears, a seasoned property manager and owner of the successful Rubix Realty. Pat shares his inspiring journey from starting in real estate as a teen to building a portfolio of investment properties that’s setting him up to achieve his financial dream: retiring on the Gold Coast.
Pat dives into the lessons he learned early on about saving and budgeting from his parents and property investment books, and how those principles shaped his approach to building wealth. He emphasises the power of delayed gratification, saving, and planning for the future rather than chasing instant rewards.